Ottenlaw

Insurance companies will often request an Independent Medical Examination or IME for an injured party. Even though the injured person may be receiving treatment from his or her own doctor, the law allows for an IME by a physician of the insurance company’s choice.

The main thing to keep in mind is that the exam is not for treatment of the injury. These are often referred to as “adverse” medical exams. IMEs provide an opinion usually favorable to the insurance company, which pays for the appointment.

IMEs are nothing to be feared, but Otten Law Offices recommends meeting with an attorney prior to submitting to an examination.

It’s no laughing matter when you or a loved one has a brain injury.

The brain is the most complicated, and yet important part of the body, and blunt force injuries to the head can have multiple impacts on your ability to function. When an injury to this area is caused by someone else, oftentimes you’re left to negotiate with the other party’s insurance company, and, sadly, their motivation is to pay you as little as possible for the damage that has occurred. If you’re injured, you may not be thinking clearly, so it’s always good to seek help from a friend. You may also need expert representation, someone who knows the process with insurance companies, what’s fair for a claim and how to get the matter settled.