Minnesota is a “no-fault” state, which means the injured party must pursue a claim with his/her own insurance company for medical expenses, mileage reimbursement, wage loss and replacement services reimbursement no matter who was at fault for the accident.
If what is called a “tort threshold,” a substantial level of loss, is met, an injured party can also pursue a claim for additional benefits, such as pain and suffering, disability, future medical bills and future lost wages.
Pursuant to state law, the tort threshold involves a permanent injury, more than $4,000 in medical bills, a 60 day disability, scarring or disfigurement, or death. Retaining an experienced attorney promptly will help ensure that all benefits are pursued.
Otten Law Offices will guide you through what could be a confusing process during a difficult time. We gather any and all information needed to pursue the claim, interview parties involved, contact medical treatment providers to obtain medical records and bills pertaining to your injuries, negotiate with insurance providers and if a trial is necessary to get you what you deserve we provide aggressive representation at trial.